VT Insurance Waiver Guide
Save $2038/year from your tuition fee!
“ Simply submit your insurance waiver with us,
and get your $2038+ tuition fee back！ ”
What is an insurance waiver?
Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.
On your tuition bill, you will see that VT has automatically enrolled you in the university’s insurance plan.
However, international students can enroll in a surprisingly more affordable plan designed specifically for them. VT’s insurance plan costs $3,173 a year. The alternatively plans (Global Care Plus, Prime, and Elite) from Student Medicover can save up to $2,038 per year and is 100% guaranteed to meet the school’s insurance requirements.
Waive your insurance in 10 minutes
Step 1: Enroll Your Plan on https://save.smcovered.com/ Step 2: Download your ID Card on https://www.uhcsr.com/ Step 3: Fill in the Waiver Form on VT Insurance&Risk Management Choose the button of “International Students” and scroll down to see “2021 International Fall Waiver”. Step 4：Woohoo! You just saved $2,038 from your pocket!
If you need detailed instructions on how to enroll and waive, please scroll down to the end of this article and view the section of “How to enroll and waive?” .
Does Student Medicover insurance plans cover service at Student Health Center?
Yes! Deductibles and copay are waived when you go to the Student Health Center. Below is an example of EOB from VT Student Health Center. As you can see, there is zero charge on co-pay and deductible.
How to file a claim with Student Medicover?
You may also wonder how to file a claim after using Student Health Center with Student Medicover, below is the simple guide for you.
Step 1: Ask Student Health Center to provide a bill.
Step 2: Submit the claim to UHCSR.
Step 3: Get your check in 7 to 14 business days.
Got more questions? Find our contact information at the end.
Does Student Medicover cover vaccines?
Yes! We’re excited to say that all three plans (Global Care Plus, Prime, and Elite) cover both preventative care vaccines and COVID-19 vaccines required by Virginia Tech.
Here is a quick summary of the Virginia Tech Immunizations Requirement:
- MMR (Measles, Mumps, Rubella)
- Tetanus/diphtheria
- Tuberculosis Test (PPD or QuantiFERON tb Gold)
- Meningococcal Vaccine
- Hepatitis B
- Polio
COVID-19 vaccination will be required for all students attending Virginia Tech in this fall, with exemptions for medical reasons and sincerely held religious beliefs. The deadline for students to report that they have received the full course of vaccine doses (one or two, depending on the vaccine) is Aug 6, 2021.
Most affordable plan for different age groups:
22 and under: Global Care Plus ($1134.8/yr)
23-24: Prime ($1383/yr)
25-26: Global Care Plus ($1765.2/yr)
27-30: Prime ($2924/yr)
How to enroll and waive?
STEP 1
Enroll in an insurance plan
Visit save.smcovered.com, scroll down to "Enrollment"
- Choose your Birthday
- School: Choose Virginia Tech
- Student Category: F1 International
- Coverage Period: 08/01/2021-07/31/2022
STEP 2
Download your ID Card
- Go to UHCSR.com
- Choose "CREATE MY ACCOUNT" at the bottom
- Enter your Name, Birthday, and your Registered account email to create account
- Choose "Certify No Insurance" when the system asks if you have other insurance
- Log in to "My Account", click "ID Card" so you can download and print it
STEP 3
Go to save.smcovered.com, login into your account, and click “My Enrollments” and download your confirmation letter.
STEP 4
Fill in the waiver form
-Visit VT's insurance website -Click "International Students"and "2021 International Waiver"
Notice: Use Virgnia Tech edu email to login the browser, otherwise it will be saying that you are not permitted to waiver form.
Q: Where to download certificate of coverage？ A: Upload your confirmation letter (see steps above) Q: Where to download policy？ A: https://www.smcovered.com/enrollment/review-certificates-flyers/ Q: What is any other documentation? A: You can choose to upload your insurance ID card.
STEP 5
Completed!
After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.
After 2-3 business days, you will receive an email from smi@vt.edu. If you didn’t receive it, you can send an email smi@vt.edu to ask, or contact sm@smcovered.com for other assistance.
